Life happens
Live fully, Plan accordingly
Insurance Coverage Available
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Home
Homeowners insurance typically covers your dwelling, other structures on your property, personal property, personal liability, medical payments to others, and loss of use costs. Carriers vary in coverages and options. Let us help you find the best coverage for your biggest investment.
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Auto
Auto insurance provides financial protection from accidents, covering vehicle damage and injuries to others if you're at fault, along with possible medical expenses and property damage.
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Small Business
Running a business comes with responsibility. Business insurance protects companies from business risks such as liability lawsuits, property damage and other losses. Workman’s Comp too!
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Flood
Flood insurance protects against physical damage from floods and erosion caused by high water levels during severe storms, flash floods, or unusual tide surges that lead to flooding. Every homeowner should consider flood insurance. Learn more about available products.
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Motorcycle
Protect your passion for riding with specialized motorcycle insurance that covers damage to your bike, liability for accidents, and comprehensive options tailored to your needs.
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Commercial
Commercial insurance is essential for businesses of all sizes, providing a safety net against potential risks and liabilities including General Liability, Business Interruption, Workers Compensation, Professional Liability and Cyber Liability
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Landlord
A landlord insurance policy protects owners who rent out houses, apartments, or other homes. It helps pay for damage to the building and may cover some of the landlord’s belongings inside the rental. Options for Equipment breakdown may be available.
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Commercial Auto
Commercial auto and trucking coverage is available. Whether you run a construction fleet, long‑haul trucks, local plumbing service, or flower delivery, we’ll help you find the right protection.
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Mixed Use and Habitational property
Habitational insurance focuses solely on residential properties, mixed-use property insurance extends to buildings encompassing both residential and commercial spaces. In New Jersey, finding coverage whether its for personal use or investment such as a landlord policy, habitation units or business suites, coverage can be confusing. We can help!
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Rental
Renters insurance protects individuals who rent property rather than own it. sIt could be a home, apartment, condo or shared living space. While landlords typically have insurance for the structure of the building, this insurance doesn't cover a renter's personal belongings or liability. Jewelry, electronics, photography equipment, musical instruments, art and other valuables should be identified and scheduled as personal property.
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Historic and Landmarks
Historic properties often have distinct architectural features and use materials not found in modern construction, making repairs and replacements more costly and complex. These require specialized insurance policies that go beyond standard homeowner's insurance to properly protect their unique features and value.
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Cannibis and Dispensary in NJ
In this new and growing space, it’s tough to place risk in the cannabis and dispensary industry in NJ. Let us help you obtain Insurance through our various carrier relationships.
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Business Travel Insurance
As businesses grow, employees spend more time traveling and the risk of travel accidents and emergencies can grow increasingly. Business Travel Accident insurance can help fill coverage gaps for employees while traveling at home or abroad.
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Jewelry & Watches
Some homeowners policies cover jewelry and watches and other valuables but usually with low limits. Check your policy and if limits aren’t enough ask how you can add additional coverage with a scheduled personal property endorsement or buy a separate policy to ensure sufficient coverage.
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EBike Electric Bike Insurance
E-bikes (electric or motorized bicycles) are a popular, generally safe way to get around and have fun. New laws now require registration and insurance. Most of our carriers offer e-bike coverage. Your home and auto policies do not cover e-bikes — you must buy a separate policy.

