Life happens

Live fully, Plan accordingly

Insurance Coverage Available

  • Home Insurance

    Home

    Homeowners insurance typically covers your dwelling, other structures on your property, personal property, personal liability, medical payments to others, and loss of use costs. Carriers vary in coverages and options. Let us help you find the best coverage for your biggest investment.

  • Auto Insurance

    Auto

    Auto insurance provides financial protection from accidents, covering vehicle damage and injuries to others if you're at fault, along with possible medical expenses and property damage.

  • Small Business

    Small Business

    Running a business comes with responsibility. Business insurance protects companies from business risks such as liability lawsuits, property damage and other losses. Workman’s Comp too!

  • Flood Insurance

    Flood

    Flood insurance protects against physical damage from floods and erosion caused by high water levels during severe storms, flash floods, or unusual tide surges that lead to flooding. Every homeowner should consider flood insurance. Learn more about available products.

  • Motorcycle Insurance

    Motorcycle

    Protect your passion for riding with specialized motorcycle insurance that covers damage to your bike, liability for accidents, and comprehensive options tailored to your needs.

  • Commercial

    Commercial

    Commercial insurance is essential for businesses of all sizes, providing a safety net against potential risks and liabilities including General Liability, Business Interruption, Workers Compensation, Professional Liability and Cyber Liability

  • Landlord Insurance

    Landlord

    A landlord insurance policy protects owners who rent out houses, apartments, or other homes. It helps pay for damage to the building and may cover some of the landlord’s belongings inside the rental. Options for Equipment breakdown may be available.

  • Commercial Auto  and Trucking

    Commercial Auto

    Commercial auto and trucking coverage is available. Whether you run a construction fleet, long‑haul trucks, local plumbing service, or flower delivery, we’ll help you find the right protection.

  • Main Street Mixed Use Habitational

    Mixed Use and Habitational property

    Habitational insurance focuses solely on residential properties, mixed-use property insurance extends to buildings encompassing both residential and commercial spaces. In New Jersey, finding coverage whether its for personal use or investment such as a landlord policy, habitation units or business suites, coverage can be confusing. We can help!

  • Rental Insurance

    Rental

    Renters insurance protects individuals who rent property rather than own it. sIt could be a home, apartment, condo or shared living space. While landlords typically have insurance for the structure of the building, this insurance doesn't cover a renter's personal belongings or liability.  Jewelry, electronics, photography equipment, musical instruments, art and other valuables should be identified and scheduled as personal property.

  • Historic and Landmark building insurance

    Historic and Landmarks

    Historic properties often have distinct architectural features and use materials not found in modern construction, making repairs and replacements more costly and complex. These require specialized insurance policies that go beyond standard homeowner's insurance to properly protect their unique features and value. 

  • Cannabis and Dispensary Insurance

    Cannibis and Dispensary in NJ

    In this new and growing space, it’s tough to place risk in the cannabis and dispensary industry in NJ. Let us help you obtain Insurance through our various carrier relationships.

  • Business Travel

    Business Travel Insurance

    As businesses grow, employees spend more time traveling and the risk of travel accidents and emergencies can grow increasingly. Business Travel Accident insurance can help fill coverage gaps for employees while traveling at home or abroad.

  • Engagement Ring  Insurance

    Jewelry & Watches

    Some homeowners policies cover jewelry and watches and other valuables but usually with low limits. Check your policy and if limits aren’t enough ask how you can add additional coverage with a scheduled personal property endorsement or buy a separate policy to ensure sufficient coverage.

  • EBike,  Electric Bike  & Motorized Bicycles

    EBike Electric Bike Insurance

    E-bikes (electric or motorized bicycles) are a popular, generally safe way to get around and have fun. New laws now require registration and insurance. Most of our carriers offer e-bike coverage. Your home and auto policies do not cover e-bikes — you must buy a separate policy.

Logo of Plymouth Rock Assurance with blue text and swoosh design.

Our Carriers

Logo with the word 'TRAVELERS' in bold black text and a red umbrella icon attached to the letter J
Progressive Insurance
Close-up of the CHUBB logo in black text on a white background.
Foremost Ins NJ
Bristol West insurance company logo with the text 'Representing' partially visible at the top.
GEICO auto insurance in NJ
A logo with a red geometric shape above the words 'American Heart Association' in gray and red text.